Mortgage Rates Daily Mortgage RatesLoan TypeAverage Rate 30 Year Fixed3.2%30 Year Fixed FHA3.25%20 Year Fixed3.04%15 Year Fixed2.56%7/1 ARM2.38%5/1 ARM2.91% Mortgage Calculator Estimate your monthly payment and see how much house you can afford. $ Your estimated monthly payment Home Value $ Down Payment % $ Length of Loan Yr Mo Interest Rate % One-time expenses % $ Start Date Payment Frequency Monthly Bi-weekly + Add Extra Payments Monthly or Bi-weekly $ Starting from Yearly $ Starting from Quarterly $ Starting from One-time only $ Starting from [-] Remove extra payments Payment Breakdown Customize your mortgage payment Principal & Interest Monthly Extra Payment + Add Extra Payments Home insurance (per year) % $ Property Taxes (per year) % $ HOA Fees (per month) $ PMI (per year) % $ Total Monthly Payment Total Of All Payments Down Payment & One-time Expenses Principal Interest Extra Payments Home insurance Property taxes HOA fees PMI (not required) Amortization Schedule Mortgage Payoff Date: Payment breakdown as of Remaining Balance Principal Interest